About

Kar Ganak (kar means tax and ganak means calculator) is an independent information site for salaried people, pensioners, freelancers and small investors in India who want to understand their own income tax. It covers tax year 2026-27, the first year under the Income-tax Act, 2025, which replaced the 1961 Act from 1 April 2026.

The guides explain how the new and old regimes work, the ₹12 lakh rebate and marginal relief, the deductions that still exist under their new section numbers, HRA and home loan interest, capital gains on shares and mutual funds, TDS and TCS, advance tax, ITR due dates, late fees, updated returns and refunds. Every rule is shown with worked arithmetic. The calculators are simple tools for checking your own numbers.

We do not cover GST, corporate tax, tax audit, transfer pricing or international tax in depth, and we do not sell filing services or rank providers. Section numbers are given only where we have checked them against the Act's text; otherwise provisions are named in words. Rates and dates are as enacted for tax year 2026-27 and may change in a later Finance Act.

The site does not give personal tax advice. Check figures on the Income Tax Department's official websites and consult a chartered accountant for complex situations.

How this site is made

Kar Ganak is an independent information project. Guides are drafted with the help of AI writing tools and checked against official and primary sources before publication; see our Editorial Policy. We are not affiliated with any provider mentioned on the site and do not sell products or services.